Monthly Archives June 2014

Insurance fraud set to rise due to current tough economic conditions

Impounded Car Insurance UK believe that as the current economic climate continues to squeeze away at the general public, there’s likely to be an increase in the number of consumers and households who are willing to commit insurance fraud. A survey by Equifax polled 2000 consumers, 67% of which saying that economic conditions will make people more likely to be less than truthful on an insurance application while 87%, who are most likely lying, claim that they’ve never at any point committed insurance fraud by being less than truthful on an insurance claim.

This research shows that there is a generational distinction in perceptions on what constitutes fraudulent behaviour, 19% of respondents aged between 25 and 34 years of age claiming it was slightly acceptable to over-estimate the value of goods that have been stolen or increase the cost of repairs when making an insurance claim, compared to the 7% of 55 year-olds. Half of the respondents acknowledged the consequences of fraudulent behaviour, including even just exaggerating the nature of a claim slightly, 48% of them believing that an insurance company will take legal action if a person is found to have lied on a claim, with more than half (54%) believing it would be reported to the police as fraud. 60% stated they’d expect to stop receiving cover if they’d been found to make a fraudulent claim.

The results of the survey have helped towards a paper published by Equifax that has attempted to compile what the average consumer really thinks and feels about fraud, the paper including statements made by numerous fraud specialists along with a professor of Criminology. It’s felt that not only has the poor economic conditions drawn people towards fraud, but that the economic problems themselves have changed how many consumers feel towards big business, many realising that sometimes to get the better deal, you’re best screwing over the industry that has spent your entire life screwing you. It’s become acceptable to lie in an attempt to get a better deal as many feel hard done by due to the difficult monetary conditions and economic collapse that this country has seen over the past few years.

People deciding to commit fraud, are at risk of rendering their insurance policies useless and hence run the risk of having their car impounded by the police. In such cases drivers will need to have an Impounded Car Insurance policy to release their car from the pound.

Has your car been impounded due to fraudulent activity? Visit us at www.impoundedcarinsurance.com and we can help you find a policy that will help you get your car released quickly and efficiently.

Why People Buy New Cars

There are a good number of people who simply prefer to buy their cars new, every time they  they are ready to buy one. Then there are others who argue, “What is wrong with continuing to drive the car we have until it gives out entirely and/or the wheels fall off?” There is a certain motivation lying specifically behind a new car purchase. It’s roots are probably deeply found in the aspect of these car buyers not wanting to have someone else’s cast offs, in the belief that features like safety, comfort, style, image, convenience and reliability can only be gotten by purchasing a new car, right from the lot.  There could be many other reasons motivating the vast majority of new car purchases by Americans who need to buy a car, however the important thing to all car buyers is to choose the right car and to get the best available possible deal on your purchase.

 

According to recent studies, here are ten reasons why people prefer a new car, truck, minivan or SUV:

  1. They Couldn’t Pass Up the New Look. Often, it simply boils down to the way the new models look, and car manufacturers know this, so they are continually redesigning the way their new cars look to draw buyers.
  2. Leasing. The individual’s lease in their existing car is almost up.
  3. Gas Mileage. Many of the new cars are designed with maximum ability to save on gas, while many older model cars are gas guzzlers.
  4. Responding to Pressure From Spouse. While this may sound like a joke, its really true. People who are successfully married have learned to pick their battles, and this just may be one of them.
  5. The Lure of Financing Incentives and Deals. Often, dealerships offer unbeatable promotions that make buying a new car really enticing.
  6. Tech-driven Gadgets. There’s a certain percent of car buyers who just totally get off on all the bells and whistles that car manufacturers include on new car models. A buyer can be assured that all of them will work, and there’s even a warranty on all of them.
  7. The Feel of a New Car. There are just some people who want a new car, each and every time  they buy one.  And sure, that irresistible “new car scent” is appealing, however it doesn’t last long enough.
  8. Advanced Safety Features. In an effort to be the leader in sales, car manufacturers are continually addressing the safety features that will make their models stand out from the rest.
  9. Unpleasant History With Old Cars. Many car buyers have a history of owning older model or used cars that ended up in the shop more than on the road, and the tradeoff of a cheaper buying price was offset by repair bills.
  10. They Saw an Advertisement in the Classified Ads. Savvy car shoppers know to research the listings found in the classified ads before they ever leave home to physically shop for the car they will purchase.  Often, dealerships will include their specials and promotions within the classified ads showing their best deals on new cars for sale.

 

If you or someone you know is planning on buying a new car, regardless of whether it’s going to be a brand new model or perhaps someone else’s used car that will be new to you,  your best search effort will come from regular dedicated checking of the classified ads, where the cars for sale are always being updated, and you’ll find them to be priced to sell.

On Save Money with Environment Friendly Driving Techniques

The cost of maintaining a car has been increasing and so has the cost of gas in the household, because of this increase in costs; there has been a need for eco-friendly driving methods for people who drive to work on a daily basis.

If you live in Brisbane, then you will be glad to know that driving schools in Brisbane have introduced eco-friendly driving lessons to make sure new drivers understand how to drive in a cheap and fuel-efficient method. Students are taught how to accelerate smoothly, braking methods, matching road speed and engine speed properly and using the gears in the right way. When these methods are used in the right way, they will not just reduce fuel consumption, but will as well reduce wear and tear on the car.

Statistics have shown that by using the right eco-friendly techniques you can save up to 15% in fuel usage and considerably reduce the exhaust releases. For qualified drivers and businesses, which manage fleets of vehicles, this can mean saving hundreds of dollars every year.

Driving schools in Brisbane have just introduced this fuel saving techniques into their driving lessons; however, for individuals who passed the driving examination some time back and are new to these methods, there are a few tips that might be helpful

Plan your advances to hazards early

While slowing down release the gas on time and spread out your footbrake. These decreases wear and tear on the vehicle, decreases the amount of gas used, is easier for your passengers and offers more time for pursuing vehicles to respond.

Vary gears at a suitable time

Several modern vehicles have a change light on the dashboard that turns on to indicate the best time to shift the gear, however, normally in a petrol vehicle the gear ought to be shifted once the revs get to roughly 2500 RPM, and in a diesel vehicle, shift gears once the revs get to roughly 2000 RPM.

You should also reduce speed after that change down – block shifting from 4th to 2nd gear or 4th to 1st is preferred than shifting down through every gear.

Confirm tire pressures

Confirm tire pressures each week and do a visual test at the beginning of each trip to know if they seem under inflated. Low tire air pressure leads to more rolling resistance and boosts fuel consumption consequently. It as well weakens the tire eventually, which might become risky.

Avoid pointless coasting

Keep away from pointless coasting i.e. placing the clutch down too soon causes the vehicle to free wheel and this utilizes more gas than letting up the gas when staying in gear.

Leave more room

Leaving more space between the vehicles ahead offers you more response time and a larger space over which to brake if the vehicle at the front stops abruptly.

Increase speed smoothly

Increase speed smoothly to avoid over revving the car. The quicker you accelerate the more gas is used.

Finally yet importantly, make sure the vehicle is not overloaded with unnecessary things like the roof stand or external storage because this provides wind resistance and increases pull.

Author Bio

Candice Hubbard has been in the forefront of fighting for ecofriendly driving techniques in Brisbane and she in fact introduced ecofriendly driving lessons in all the Driving schools in Brisbane. Because of her efforts people have been able to save on fuel cost because of the techniques they have learnt.

Keeping a Luxury Car in Top Shape

Every luxury car deserves to be treated with care and respect. Even if you rent a car from an Luxury Car Rental Los Angeles, you still need to make sure that you take care of it properly at any time you are given control over that car.

Luxury and exotic cars, due to their nature, might and usually do require meticulous care compared to regular cars. The reason this happens is that luxury cars and luxury cars and they need to look good at all times. There is no place for candy wraps left by your toddler or spilled coffee in a luxury car or an exotic one. After all, Exotic Car Rental Los Angeles is to ensure that exotic cars that you can rent there are top-notch.

It is very important to follow the recommendations of the manufacturer of a luxury car before and while driving the car. Even if you just rented a luxury car after carefully checking their luxury car rental rates, you still have an obligation to treat that car with the car it deserves. If you just rent it, you probably won’t be responsible for the maintenance of it as this is something that your car rental has to do on a a regular basis.