CarGuard Administration Protection Plans Vs. Car Warranties

A manufacturer’s car warranty and a vehicle protection plan might seem very similar for the average person. Both are designed to give drivers peace of mind when investing their hard-earned money in a vehicle, but they don’t cover the same thing.

To better understand how this all works, it’s best to break down what both bring to the table. Some people feel like a manufacturer’s warranty covers much less than they ever imagined. That’s when purchasing an extra vehicle protection plan can make a huge difference.

Manufacturer’s warranty

The simplest way to explain a manufacturer’s warranty is that it was there for full coverage when there’s an unexpected malfunction to a vehicle. It’s available for almost all brand new cars, but sometimes they come with gently used ones as well. Generally speaking, these are offered by the manufacturer.

Otherwise known as a factory warranty, the standard new car starts at 36,000 miles as a bare minimum. This is roughly three years of use for average drivers, assuming they log about 1000 miles a month. On the high end, companies offer a 100,000-mile factory warranty for up to 10 years. This is used for a car company to differentiate itself from the competition and sway shoppers.

Let’s break a manufacturer’s warranty down even more; there are usually two types of coverage that come with the policy, knowing how both work is crucial to making the proper decision.

Bumper-to-bumper coverage

When a car company offers bumper-to-bumper coverage, it covers some issues that might pop up occasionally with a brand new car. For example, any type of electronic issue, or an air-conditioning problem, is usually covered with this policy.

Wear and tear parts are still not covered with this type of coverage, even if it does go by the name bumper-to-bumper. This is considered everyday use of the car and not a malfunction. It’s a great coverage to have since something relatively small can still end up being a very costly fix out-of-pocket.

Powertrain coverage

This coverage takes care of the engine and the transmission of any vehicle. These can be very costly malfunctions, which is why powertrain coverage for as long as possible on a brand new car is valuable. Technically speaking, the average car shouldn’t have any issues during the standard powertrain coverage, but it is nice if something happens.

Can you extend a manufacturer’s warranty?

There isn’t really any way of extending a manufacturer’s warranty. This is one of the many reasons why there are vehicle protection plans. They will help cover the car after a manufacturer’s warranty expires.

Vehicle protection plan

A vehicle protection plan like what CarGuard Administration offers acts as additional insurance to avoid costly repairs out of the blue. It works differently from a manufacturer’s warranty, adding more coverage for people to have for a used or new car.

A CarGuard Administration vehicle protection plan, for example, doesn’t work as a warranty at all because it helps offset the cost of routine maintenance and other issues that are rarely covered by a manufacturer’s warranty.

Many people believe that they will save money with an auto protection plan. This is especially true if the car is a little bit older since it’s more likely to need some repairs and maintenance along the way. Companies like CarGuard Administration do their best to make their protection plans cheap for everyone while also maintaining value.

Having a manufacturer’s warranty and a vehicle protection plan going simultaneously is the ultimate protection. Still, a vehicle protection plan after a car warranty expires is considered sufficient for the money.

Most protection plans offer an opportunity to pay everything upfront for a certain amount of time. This can be as little as a couple of hundred dollars, all the way up to thousands of dollars, depending on the make and model of the vehicle. Certain cars need higher quality parts; this is always factored into the final price.

How does car insurance factor into all this?

Suppose a manufacturer’s warranty protects against malfunctions, and a vehicle protection plan is mainly used for wear-and-tear coverage and other unforeseen issues. Where does car insurance factor into all this?

The reason states require people to carry car insurance is that accidents happen. A driver needs protection, and most also need protection for anyone they hit if they cause a wreck. The same goes for property damage.

Technically speaking, car insurance is the only thing required by law. A car warranty is not necessary, but it usually comes with a car whether a person requested it or not. A vehicle protection plan is entirely optional in nearly every case.

Is a vehicle protection plan worth it for the average driver?

In most cases, people will save money with a vehicle protection plan like the CarGuard Administration offers. While there are always exceptions to the rule, it’s important to note that keeping up with maintenance for a car makes a big difference. It costs money to maintain a car, and having a protection plan to pay over time creates less shocking costs.

 

3 Unique Ways To Market Your Small Business

Attracting new clients is one of the most vital aspects of making your small business successful. However, if marketing isn’t your strong suit, you may be wondering about some easy ways to advertise. Here are a few suggestions to get you started.

1. Use Your Vehicle

Most people drive all over town in their cars to run errands and visit friends. By putting custom lettering, your business logo or vehicle graphics Barrington IL on your ride, you can turn every drive you make into a marketing opportunity. These custom designs last for many years, so the advertising doesn’t cost a lot to maintain.  Better yet, you most likely drive past different people each time you travel, so you reach a unique audience whenever you venture out. 

2. Offer Coupons

Another option is to advertise using coupons. Enticing people into your shop with a discount is a great way to get customers in the door. People are always looking for a way to save money. Coupons can be sent through the mail, posted on your company’s website or social media pages, or handed out as customers walk by your store. While a coupon may not give you a significant profit upfront, happy customers are often interested in returning or using your services even without a coupon in the future.

3. Utilize Social Media

Social media is an easy and quick way to advertise your business regardless of which platform you choose. Apps such as Facebook are an inexpensive way to reach millions of readers at once. It’s straightforward to create an ad, and there are third party companies that may be able to assist manage your ads. Aside from marketing, social media also allows you to communicate with your customers and keep them informed of any upcoming sales or promotions. Having a social media account also makes it easy for your customers to refer your information to their friends.

Car Rotisseries

Tор ԛuаlіtу аutо lifts as well as auto rotisseries such as BestBuyAutomotive.com car rotisseries from Best Buy Auto Equipment аrе a рrіоrіtу fоr every саr ѕtоrаgе аrеаѕ, gаrаgеѕ аnd ѕhоw rooms. Sіnсе rоutіnе uѕе оf this dеvісе is frеԛuеnt in thе gаrаgеѕ, іt’ѕ іmроrtаnt thаt thе dеvісе wоuld bе durаblе аnd fіt fоr рrоlоngеd ѕеrvісеѕ. Lіftіng аrrаngеmеntѕ thаt аrе put in mаіntеnаnсе buѕіnеѕѕ оf motor vеhісlеѕ nееd tо bе еntіrеlу fіrѕt-rаtе bесаuѕе оnе nееdѕ tо bе uр and running аll thе tіmе. The same applies to a car spinner or an automotive rotisserie.

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3 Common Problems You Could Be Having With Your Car Battery

One of the worst problems you can have is going out to your car early in the morning in order to head off to work, starting the vehicle up, and getting that ticking sound. The vehicle won’t start, and you’re going to be late for work. You have no choice but to place that cup of coffee down and figure out how to solve the problem. Luckily, one of the common problems people face when a vehicle won’t start is an issue with the battery. Every vehicle needs a battery to run, and if it’s not working, it’s usually an easy fix. Here are three common issues you could be having with your car battery.

1. Leaving Equipment on in the Car

Sometimes, people make the mistake of leaving a light or some other feature on in their vehicle for a long time. If you have an older model car, this will drain the battery. Of course, this could be solved by using stronger batteries winter garden fl products because the better the battery, the more it will hold up.

2. Alternator Problems

Many people don’t realize it, but the alternator in your vehicle charges the battery while the car is running. If you think the problem might lie with your alternator, it might not be something you can solve there at home, but it’s a problem that a skilled mechanic can fix for you in no time.

3. Corrosion Build-Up

Also, check for corrosion around the connectors of the battery. If there is a lot of chemical build-up, the wires could not be properly connected to the battery, and the juice cannot be sent to the vehicle. You can quickly clean them off with a cloth.

As you can see, battery problems aren’t that complicated. Some can be solved by the owner of the car. Even if they can’t, it could be a problem that a local mechanic usually fixes on a weekly basis, so there’s no need to be extremely worried.

What To Do if You Have a Roadside Emergency to Stay Safe

Roadside trouble is no joke. It can be a very traumatic experience for all people involved. However, if you educate yourself ahead of time, you might be able to make the whole experience a bit less tragic, as you’ll be better prepared. If you ever have the unfortunate experience of going through some type of roadside issue, remember these steps to get through it safely.

Don’t Panic

Remember not to panic and know that it happens to everybody. When going through an emergency on the road, people usually think the worst and wonder how they’ll be able to get the car fixed and how much money it will cost. But remember that there are companies like the auto repair Coshocton OH business that are trained to handle these issues, and they will get fixed. Just give it time.

Get Off the Road

Immediately get off the road, so that you don’t pose a problem to other drivers. This could be a matter of life and death, so find a way off the road quickly.

Make Yourself Visible

Next, make yourself more visible. This means that you turn on your emergency lights and try to put yourself in a position where you are out of the way but easily visible.

Call Roadside Assistance

Then, call roadside assistance and towing to get the problem off the road. Most vehicles come with a number that you can call to get assistance right away, but a simple Google search can also solve this.

Reschedule Events

Last, let anyone know that you’re OK and reschedule your plans. For example, let your job know that you will be coming in a little late. Make all the necessary calls.

These simple steps can help you the next time that you’re on the road and experiencing trouble. Be better prepared in the midst of an emergency on the road.

Are You Covered You If You Hit a Deer?

When you have a deer in the headlights, what do you do? You may want to make sure that you have the right kind of insurance coverage to protect you in case a deer runs in front of your vehicle. 

Are Accidents With Deer Common?

A common cause of vehicle accidents is collisions with deer. Each year, there may be as many as 1.5 million vehicle accidents involving deer. In some states, such as West Virginia and Montana, one in 37 drivers report hitting a deer. Accidents involving deer are also more common in the fall, from October to December. 

Will Your Insurance Policy Cover Hitting a Deer?

You might be surprised to learn that your state-mandated liability policy won’t cover injuries or damage to your car after hitting a deer. Liability insurance only covers damage and injuries to others. Collision coverage pays for damage to your car from collisions with other vehicles and objects. Deer accidents also will not be covered by collision insurance, along with damage due to theft, vandalism, and fire. 

Do You Need Comprehensive Insurance? 

When you hit a deer, you need a comprehensive policy, such as from a personal insurance Grayslake IL company, to pay for damage to your car. A comprehensive policy will also cover damage or replacement because of falling objects, fire, vandalism, and theft. You may have to pay a certain amount called a deductible out of pocket for your claim, but the insurance will pay the rest to the limit you have set in your policy. 

Comprehensive insurance will cover you for collisions with deer or if a falling object like a tree damages your car. If your car is damaged by a deer or a falling tree, make sure you have adequate coverage by talking with a licensed insurance agent.

Signs Your Vehicle Needs Engine Repairs

Do you rely on your vehicle to get you to and from work or school every day? Do you need it to take your kids where they need to go and to participate in fun activities?  

If so, you probably don’t have time for a breakdown. Unfortunately, these can occur at any time, especially if you don’t invest in regular maintenance. Keep reading to learn the top signs you need professional car repair Edmonds WA.

Excess Exhaust Smoke

Every car produces some exhaust. However, if you notice excessive exhaust, it means your engine may be in trouble. Based on the color of the smoke, you may be able to diagnose the issue at hand.

For example, if the smoke is blue, it means oil is burning. If it is white, it’s a sign of burning coolant. Black smoke means that excessive gas is being used.

Check Engine Light

It’s best to get to the repair shop right away if you see the check engine light come on. The sooner you have a problem diagnosed, the less likely it will turn into a bigger problem.

Rough Idling

Does your car seem to sputter while you are driving or at an idle? If so, there’s likely engine trouble to blame.

The good news is this may mean a simple fix. For example, you may need to replace a sensor or install new spark plugs.

Stalling

If your vehicle suddenly dies while you are driving or while you are idling, it’s best to get to the mechanic right away. This is a serious issue and one that needs to be addressed immediately.

If you do not notice any of the issues above, it is good to get to the mechanic right away. The longer you wait for service, the more issues that you may face. Being informed will help ensure you get service when it is needed. 

How To Prevent a Tire Blowout on Oilfield Trucks

Truck tires face more abuse than those on your average family car. If you’re working in an oilfield, they might be rolling over unpaved and harsh terrain for hours on end. 

A tire blowout is the last thing you need on your shift. To reduce the need for oil field assistance Williston ND you can follow these tips.

Keep Your Tires Free and Clear

You might be working in slushy or muddy conditions, and wheel wells can fill up pretty quickly with muck that affects steering. Long-term effects might even be corrosion and wear if there’s chemicals or salt mixed into what you’re driving through. Sometimes rough conditions are unavoidable,  but cleaning up and washing tires between shifts is one way to prevent nasty surprises from sneaking up. 

Be Mindful of Haul Weight

Everything has a limit to how much it can take, your truck included. Overloading your truck doesn’t just put strain on the body, but your tires too. 

Know Your Pressure

Find out the recommended PSI (pounds per square inch) for your tires and then check your pressure with a gauge at least once a month to ensure the pressure stays within an acceptable margin. Seasonal temperature changes can also affect the pressure in your tires, so you might want to take a peek when it starts to feel a bit frosty out. 

Service Your Tires Regularly 

Getting your tires aligned ensures there’s an even distribution of wear and that one won’t go bad quicker than the others. Getting your tires rotated serves a similar function. Some tire positions recieve more wear, and moving them to another spot after six thousand miles will keep them functional longer.

Even if you put on a new set of tires every three years, blowouts can happen. But knowing you’ve done everything you can now may prevent regrets later.

 

Buying Your First Car? Be Sure To Do These 3 Things

Are you ready for your first set of wheels? Have you saved up enough to finally get that car you’ve been wanting? Buying your first vehicle is a significant occasion and responsibility. Once completed, you have a monthly payment that factors into your credit score, and you incur additional duties to ensure it remains in good condition for the road. Likely, this expense is sticking around for a while. Complete your due diligence by doing the following three things before you sign a contract.

1. Understand Your Budget

Cars cost thousands of dollars, meaning you could spend hundreds of dollars a month in principal and interest to afford the transportation. Make sure you know your budget before you head into the dealership. Review your monthly costs and incomes, determining how much extra you have each month. Decide a percentage to allot to the vehicle. Use that amount to assist in your car shopping endeavor.

2. Invest in Car Insurance

Complete a search for general insurance broker TX, and use those numbers to call around for estimates on auto insurance policies. Ensure that your budget can cover the monthly payments. If you get in an accident, whether it’s your fault or someone else’s, the coverage helps you make repairs and cover medical issues. Without it, you could pay expensive bills out of pocket

3. Look Up Safety Measures

Research various makes and models online before you meet with sales associates. The internet allows for thorough searches, helping you understand crash test ratings and bolstered security measures. On the road, you want to feel safe, defended from oncoming traffic. Look for newer and older models that hold up well in various situations.

Be ready to ride with ease and comfort. Learn about the different options available in cars, payment plans and insurance. Then, select something that offers you security and fits within your budget.

Which Occupations Require Commercial Auto Insurance Coverage?

If your job requires hitting the road and traveling a majority of your day, you will need to have auto insurance. Anyone who is self-employed is responsible for their auto insurance coverage, but which type of policy is needed? Here are several occupations requiring commercial auto insurance for work vehicles.

Truckers and Bus Drivers

Truckers and bus drivers are required to have commercial auto insurance. Employers usually cover this expense for employees using fleet vehicles. If you are a self-employed truck driver, you are responsible for purchasing and maintaining your commercial truck insurance in Peoria AZ. Most bus drivers are company employees so they typically don’t pay for coverage.

Snow Removal

If you are a self-employed plow operator for a snow removal business, you will need commercial auto insurance. Because of the increased risk of damage due to road hazards, plow operators should ensure they have enough liability and collision coverage.

Food Delivery Drivers

Restaurants employing delivery drivers often pay for insurance coverage even if their delivery workers use their own car. If you are seeking this type of employment, you need to check with the company to find out if they provide coverage for free or if they require drivers to purchase their own commercial policy.

Rideshare Drivers

Uber and Lyft, popular rideshare companies, offer some type of commercial auto insurance for their drivers. Because personal auto policies do not cover rideshare drivers, insurance providers developed special programs for customers that include both personal and commercial policies.

Tradesmen and Landscapers

Transporting equipment and supplies for landscaping and building trades requires commercial auto insurance. Employees should check if their company will pay for coverage.

Before you sign any contracts for jobs requiring vehicle use, insurance agents recommend talking to employers about auto insurance. If you need additional coverage, search for carriers providing commercial policies for individuals. Having your employer’s coverage and a personal policy should fulfill all of your legal and protective commercial insurance requirements.